Our mortgage partner Mortgage Steps will help to find the perfect mortgage product.
Mortgage Steps Limited is a family business based on Mersea island, famed for Oysters, near Colchester, Essex.
Michael & Karen Minter established Mortgage Steps Limited in 2004 and with a team of experienced advisers, Michael Minter, Tara Rasor and Lee Harvey; we have almost reached a combined 100 years of experience in the financial world. We have access to mortgages from a comprehensive range and are not tied to any particular lender.
We value all of our customers and take pride in the long-term relationships we build with them.
Thanks to our genuine interest and commitment in ensuring we guide our customers through all steps of the transactions via our services, we boast a high rate of recommendations.
Probably one of the biggest and most challenging financial decisions you will make is choosing a mortgage. We are here to advise, recommend and guide you through each step of a seemingly impossible maze and we complete the paperwork!
Many mortgage deals are not available to mainstream High Street lenders and a range of exclusive products are only available through the services of professional mortgage brokers.
Mortgage products, often with discounts or special offers change overnight or have limited availability so that is where our services are needed.
To help safeguard your mortgage we advise, recommend and arranged buildings and contents insurance, life cover, income protections and other mortgage related insurances to suit your needs and affordability.
We also give advice in respect of business protections (Relevant Life, Key Person, Shareholder and Business Loan Protections) and guidance in respect of commercial finance and secured loans.
Your property may be repossessed if you do not keep up repayments on your mortgage, Think carefully before securing other debts against your home.
We do not always charge fees, although in certain circumstances fees are payable when we make the application and on production of the mortgage offer. The exact amount will depend upon your individual circumstances; however the maximum charge will be a fee of £295.00 payable when applying for the mortgage and an additional fee of £295.00 payable on production of your mortgage offer. We will also be paid commission from the lender.
Mortgage Steps Limited is an Appointment Representative of TenetLime Limited which is Authorised and Regulated by the Financial Conduct Authority.
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